Money Markets and CDs
For investors with a primary goal of protecting their assets, we search the marketplace for instruments with the best yields with limited risk for investors.
Your objectives
Preservation of capital is an important goal for many investors. Limiting risk for all or a portion of your assets must be carefully structured, while still providing you with ready access to your funds.
StockCross offers one of the most widely used and recognized money market funds, The Cash Trust Series Federated Money Market Funds. You will be able to write checks, use a debit card and make investments with taxable or tax-free interest choices that best fit your investment objectives.
Such funds include:
Money Market Funds
Past performance is not a guarantee of results; your return will fluctuate. The fund seeks to preserve the value of your investment at $1 per share but is not guaranteed; it is possible to lose money by in the fund. Not insured by the FDIC or any government agency. Call us at 800 225 6196 for performance data current to the most recent month end.
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Certificates of Deposit (CDs)
Certificates of Deposit are a savings security entitling the owner to receive a stated interest and return of principal at a stated maturity date. They are usually issued by a commercial bank and may be insured by FDIC. Terms usually range from one month to five years. Some variable-rate CDs have return rates linked to various indices or other performance indicators. May be subject to investment minimums. Contact us for details.
Summary of Deposit Insurance Coverage
Structured CDs are investment securities that banks offer with customized features typically containing embedded options or having cash flows linked to various indices of the equity markets or equities themselves.
Certificates may include step-up features with call options, inverse floating or dual indices, or other such terms. These types of terms, in addition to early withdrawal penalties and the lack of an established secondary market, may result in cash flow behavior similar to that of structured notes. Although Structured CDs can be riskier than a normal CD, they may be insured by FDIC for 100% protection of principal with interest terms based on the note's structure.
Structured CDs may not make regular interest payments and offer limited upside potential. Please read the Structured CD Disclosure. For more information on Money Markets or CDs, please contact our Financial Specialists at 800 225 6196.