1. Mutual funds are subject to market, exchange rate, political, credit, interest rate and prepayment risks, which vary depending on the type of mutual fund.
2. Variable annuities are sold by prospectus only. Before purchasing a variable annuity, you should carefully read the prospectus and consider the investment objectives and all risks, charges, and expenses associated with the annuity and its investment options.
3. Brokerage Products: Not FDIC Insured • No Bank Guarantee • May Lose Value
4. Options involve risks and are not suitable for all investors.